About Walmart:
Walmart was founded in the year 1969. From a small discounted retailers shop Ark, it is now a full-grown brand in the retail industry. Walmart owns more than 10,500 stores in 24 countries and an e-commerce website. Walmart operates worldwide with 48 different names in different countries. According to Fortune global 500 lists, Walmart is the world’s largest company by revenue. Walmart is the most trusted brand for quality products at good prices, now they also offer financial facilities at their different outlets
Does Walmart cash out-of-state checks?
Walmart as a retail brand keep the goodwill of its customers in mind. They offer a good number of services to their consumers at their outlets. They even offer their customers financial services on their apps and outlets.
Walmart provides check cashing services to their customers. Customers can enjoy checking cashing service on out-of-state checks at their MoneyCentre and customer service counters on their outlets. They accept out-of-state checks.
Authentication process
There are certain conditions that Walmart looks at before cashing the checks. They check your valid ID proof and documentation before cashing your checks. They verify the authenticity of out-of-state checks through an electronic third-party verification process.
If the check fails the verification process, they refuse to cash the checks. Walmart provides the slip with rejected checks, those which fail the verification process with Walmart customer service number where you can inquire about the reason for cancellation.
Walmart usually cashes your out-of-state checks on the spot, after checks complete the verification process. Few outlets may take a longer time of 10 business days to cash out-of-state checks to clear.
Cashing limit
You can cash your checks at Walmart outlets. Walmart has a limit of 3 transactions per day. The cash limit on two-party personal checks is up to $200 but on other checks, the limit is up to $5000. Whereas the limit is $ 7500 from January to April.
Individual stores have a different set of limits, so it’s advisable to check the limit before visiting the store.
Cost of check-cashing
Walmart charges customers who cash checks at their outlet. They charge up to $ 4.00 on the checks up to and including $1000. Walmart charges up to $8.00 over $1000 to $5000 checks.
Charges may vary from January to April. It is advisable to contact Walmart’s customer support team to enquire about the charges. Charges can differ from outlet locations.
Points to keep in mind before visiting cashing checks
Due to printing issues, the problem with the paper and check setup checks gets rejected during the verification process. So, verify these parameters before visiting an outlet to cash your checks.
Walmart does not accept handwritten checks, personal checks, third-party checks, starter checks, saving bonds checks, altered checks, checks more than 180 days old, expired checks, post-dated checks, non-MoneyGram money orders, and Comdata checks.
Make sure you carry a photo ID before visiting the store to cash your checks.
In New York and New Jersey, Walmart does not provide check cashing services due to the state laws.
Other Financial services at Walmart
Apart from cashing services, Walmart also provides a wide range of financial services at their MoneyCentre counters in-store and as well as on their app. The services provided by Walmart are listed below:
Money Transfer
Walmart Credit Card
Walmart MoneyCard
Reloadable Debit Cards
Gift Cards
Monthly Payment Plans
Installment Financing
Check Cashing
Walmart Pay
Express Money Services
Check Printing
Tax Prep Services
Coinstar
Bill Pay
Money orders
PayPal
Conclusion
World-renowned retail brand Walmart apart from groceries and quality merchandise provide plenty of financial services to their customers. They keep every need of their customers in mind. The cash Out of State Checks are at the customer service desk and MoneyCenter counter at their outlets. If you are visiting Walmart to cash out your out-of-State Checks, make sure you carry your photo ID and relevant documents to verify your information.
What are the timings for Walmart MoneyCenter?
You can access Walmart MoneyCenter services from Monday to Saturday from 8 A.M. to 8 P.M. and on Sunday from 10 A.M. to 6 P.M. on their outlets. You can access the service on their app.
Which checks does Walmart accept for cashing?
Walmart cashes business checks, cashier’s checks, government Checks, insurance settlement checks, payroll checks, pre-printed checks, tax refund checks, retirement distribution checks, MoneyGram money orders, Out-of-state checks, and two-party personal checks.
Does Walmart cash handwritten checks?
Walmart doesn’t cash handwritten checks which are signed and hand-filled. They don’t accept and cash personal checks.
