Unfortunately, Big lots do not accept Affirm this is they have their financing options, so if you want to buy an item at Big lots and it costs above $150 and you’d want to make split payments because you don’t have enough money or for any other reason, you can use the Big lots financing options, they are a great alternative to Affirm and other “Buy Now, Pay Later” services.
What is Affirm?
Affirm is a payment method that allows you to pay for your purchases over time. It’s a great option if you’re not able to pay for your purchase all at once, and it’s also a great way to build your credit history.
Affirm is available for orders of $200 or more, and you can choose a payment plan that fits your budget. Plus, there are no interest charges or hidden fees.
Do Big Lots Accept Affirm?
Unfortunately, Big Lots does not accept Affirm as a payment method because they have their financing services.
At Big Lots, they also accept all major credit cards, as well as debit cards and cash. They also offer their credit cards, which can be used at any Big Lots location.
You can also use PayPal, Visa, MasterCard, American Express, or Discover at Big Lots.
Other Financing Services Accepted at Big Lots
If you need a Buy now, Pay later service to make purchases at Big Lots, Don’t Worry! Because they also have financing services that’ll help you out and they are:-
Personal LoanProgressive Leasing Personal Line of CreditBig Lots Credit Card
Personal Loan
You can take a personal loan if you want to make big purchases at Big Lots, it takes 12 to 60 months to repay your loan with fixed interest rates.
You must have a good credit score to be able to get a personal loan and you must present necessary information about your job to be sure you can repay your loan.
If you don’t have a stable job or source of income, do not apply for a personal loan, you can visit other stores.
Progressive Leasing
This is another Big lot financing service, it offers Lease-to-own programs, if you want to purchase above $150, you can use progressive leasing, and your money would be deducted monthly from your bank account.
You can only use progressive leasing to purchase furniture items and you must be above 18, have a checking account, provide your bank account, personal information, address e.t.c.
You can apply for progressive leasing on the Big Lots website and wait for approval.
Personal Line of Credit
This financing option is also accepted at Big Lots, you must have a good credit score to be eligible for a personal line of credit.
You must also have proof of employment to prove you can cover up for the purchase you made. You can pay back within 12 months and above, so ensure you can pay back the amount of money your purchase costs.
Big Lots Credit Card
You can apply for a Big Lots credit card online or in their stores, you must be above 18 and have a valid form of ID and also a social security number to be eligible for the Big Lots credit card.
The Big Lots credit card offers a lot of benefits, with this card you can buy items at Big Lots and pay later, they have 0% interest fees as long as you pay back within the given period and if not, you’d be charged interest.
Other Stores that Accept Affirm
There are many other stores across the US that accepts affirm financing, over 100 stores, and many major retail stores accept affirm, some of the stores that accept affirm are:-
WalmartTargetBest BuyPottery BarnWayfairAdidasNikeExpedia e. t. c.
Conclusion
At this time, Big Lots does not accept the Affirm payment method.
Affirm is a payment option that allows you to pay for your purchases over time, without having to worry about interest rates.
The good news is that Big Lots has financing services which is a great way to save money and a good alternative to affirm financing.
Do Big Lots accept other Buy Now, Pay Later Services?
Ans:- No, Big Lots only accept financing options that are from them directly.
Is Big Lots financing services safe?
Ans:- Yes, just like other financing services, big lots financing is also reliable and safe.
Do Big Lots accept cash?
Ans:- Yes, Big Lots accept cash in their stores but not online.
